ZAPPAY.
Launch app
LIVE·Institutional Stablecoin Payment Layer

Making stablecoins practical for everyday payments.

Zappay is the payment layer between stablecoins and real-world commerce — cards, cross-border rails, APIs and white-label programs, built for institutions and merchants.

Launch appContact sales
[ Infrastructure ]
v2.4.0
[ Regions ]
200+
[ Settlement ]
T+0 · 24/7
[ Uptime ]
99.99%
USDT/USD1.0001
USDC/USD0.9999
Live Vol$4.2B+
Uptime99.99%
SettlementT+0 · 24/7
Coverage200+ regions
Active nodes1,402
Avg fee<0.15%
USDT/USD1.0001
USDC/USD0.9999
Live Vol$4.2B+
Uptime99.99%
SettlementT+0 · 24/7
Coverage200+ regions
Active nodes1,402
Avg fee<0.15%
[ THE MARKET ]

Stablecoins are growing.
Payment applications are not.

Millions already hold stablecoins — yet most are used for storage, trading and transfers. Everyday payment experiences remain fragmented, and businesses lack simple ways to accept and use digital dollars. The next stage of adoption is real-world payments.

$160B+
Stablecoin supply in circulation
150M+
Wallets holding stablecoins
<1%
Used for everyday payments
Source: DefiLlama, industry reports, 2025
Settlement · fee comparisonDATA.2025
SWIFT
ACH
WIRE
ZAPPAY
T+2 · 6.5%
T+1 · 1.5%
T+0 · 3.0%
T+0 · <0.15%
[ 06 CORE MODULES ]

Infrastructure suites.

A modular payment stack — from consumer cards to enterprise settlement.

01

Stablecoin Payments

Accept and settle in USDT and major stablecoins with real-time conversion.

02

U Card (Visa)

Spend stablecoin balances anywhere Visa is accepted, worldwide.

03

Cross-border Payments

Faster, more flexible global payouts and collection rails.

04

API Integration

Ship stablecoin payments into your product with a single integration.

05

White Label

Branded payment platforms and issuing programs for partners.

06

Enterprise Payments

Global collection, settlement and treasury for enterprise clients.

[ ZAP · U CARD SERIES ]
Zap CRYSTAL card
ZAP · CRYSTAL
Zap DIAMOND card
ZAP · DIAMOND
Zap JADE card
ZAP · JADE
Zap SAPPHIRE card
ZAP · SAPPHIRE
Zap PEARL card
ZAP · PEARL
Zap CRYSTAL card
ZAP · CRYSTAL
Zap DIAMOND card
ZAP · DIAMOND
Zap JADE card
ZAP · JADE
Zap SAPPHIRE card
ZAP · SAPPHIRE
Zap PEARL card
ZAP · PEARL
[ WHY ZAPPAY ]

The utility layer for stablecoins.

[ PRACTICAL ]

Ship for reality

Products delivered for real business scenarios — not proofs of concept.

[ PLATFORM ]

Proprietary rails

Payment infrastructure built and operated in-house, iterated continuously.

[ NETWORK ]

Partner ecosystem

Working with card issuers, payment institutions and technology partners.

[ NATIVE ]

Web3 native

Connecting on-chain stablecoins with existing card and settlement rails.

[ OUR VISION ]
"Stablecoins shouldn't just be held — they should be used."
— THE ZAPPAY MANDATE
[ PARTNERSHIP ]

Building the stablecoin payment ecosystem together.

Zappay works with card issuers, payment institutions, fintech platforms, technology partners and enterprise clients to accelerate stablecoin adoption.

Card IssuersPayment InstitutionsFintech PlatformsTechnology PartnersEnterprise ClientsWeb3 Wallets
VISAMASTERCARDCIRCLETETHERFIREBLOCKSCOINBASESTRIPEPLAIDVISAMASTERCARDCIRCLETETHERFIREBLOCKSCOINBASESTRIPEPLAID
[ CONTACT ]

Speak with an
expert.

Explore how Zappay can power your stablecoin payment programs. Our solutions team is available for infrastructure consultations.

hello@zappay.io
We reply within 2 business days.
→ Launch app · zap-vcc.com
  • 01
    Business Partnerships
    Strategic partnerships across payments and commerce.
  • 02
    API & Technology
    API, SDK and infrastructure collaboration.
  • 03
    White Label
    Launch a branded stablecoin payment product.
  • 04
    Investment
    For investors focused on the payment layer of Web3.